Credicorp Ltd. (BAP) - Stock Analysis
Last updated: Jun 7, 2026
Research Idea
Research content for general circulation. Not individualized advice.Ā Methodology & Disclosures
Credicorp Ltd. exhibits multiple positive short-term signals including recent 8% price gain over 21 trading days, strong Q3 2025 loan growth and net interest margin expansion, solid profitability with net margin 30%, reaffirmed guidance, and supportive regional banking sector tailwinds, making it a compelling near-term growth idea.
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AI Analyst Overview
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Valuation Metrics
Fundamental Analysis
Key Financial Insights: ā¢ Strong Liquidity ā¢ High Leverage ā¢ Low Efficiency BAP shows strong liquidity, solid cash generation, and a discount to book value, but high leverage and weak asset efficiency remain the main risks.
Price Behavior
Key Price Behavior Insights: ā¢ Momentum fade ā¢ Overhead resistance ā¢ Support intact Support Level: $301.83 Resistance Level: $340-$344 Over the last month, BAP is still modestly higher, but the post-peak fade after $351.75 and failure of the $340-$344 zone have weakened momentum, leaving $301.83 as the key support to hold.
Sentiment & News
Key News Insights: ā¢ Record earnings ā¢ Loan growth ā¢ Leadership transition Credicorp posted record Q1 net income with solid loan growth and improving asset quality, while planned leadership transitions and valuation-focused headlines keep attention on earnings and dividend potential.
AI Summary
BAP is better viewed as a high-quality, cash-generative bank with a covered dividend than a simple cheap-value play, but Peru political uncertainty and leadership succession risk keep it a Neutral until it reclaims 340ā344 and holds 315/302 support.
Description
Credicorp Ltd. is a Peru-based financial holding that provides a range of banking, insurance, pension, microfinance and investment banking services domestically and abroad. Its operations include retail and commercial banking, insurance underwriting and private pension fund administration, small- and microenterprise lending, and capital markets and wealth management activities such as securities issuance, trading and fund management. The company was founded in 1889 and is headquartered in Lima, Peru.
Idea History
| Date | Close | Ticker | Company | Summary | Status | P/L |
|---|---|---|---|---|---|---|
| Jan 5 | Jan 12 | BAP | Credicorp Ltd. | Credicorp Ltd. exhibits multiple positive short-term signals including recent 8% price gain over 21 trading days, strong Q3 2025 loan growth and net interest margin expansion, solid profitability with net margin 30%, reaffirmed guidance, and supportive regional banking sector tailwinds, making it a compelling near-term growth idea. | Closed | +5.0% |