Popular, Inc. (BPOP) - Stock Analysis
Last updated: Jan 19, 2026
Research Idea
Research content for general circulation. Not individualized advice. Methodology & Disclosures
Popular, Inc. benefits from strong Q2 earnings growth, expanded share repurchases, attractive dividend yield, robust technical momentum with an 11% rise over 21 days, and solid capital ratios, positioning it as a compelling short-term growth opportunity.
Loading chart data...
AI Analyst Overview
Loading chart data...
Valuation Metrics
Fundamental Analysis
Key Financial Insights: ⢠Low leverage ⢠High margins ⢠Low ROA BPOP shows low leverage and strong margins with healthy cash generation and shareholder returns, but its asset-heavy model drives low ROA/asset turnover and falling cash balances that constrain returns despite modest market multiples.
Price Behavior
Key Price Behavior Insights: ⢠Sideways consolidation ⢠Midâ$120s support ⢠Resistance near $130 Support Level: $124â$126 Resistance Level: $130 Over the last month BPOP traded sideways to slightly up, holding support around $124â$126 while repeatedly stalling near $130, suggesting consolidation before a breakout or pullback.
Sentiment & News
Key News Insights: ⢠Moderate buy ⢠Institutional inflows ⢠Dividend maintained Analysts rate Popular, Inc. a "Moderate Buy" as rising institutional stakes and continued preferred dividends support the stock into its Q4 2025 results, but sector valuation and dividend-sustainability risks call for caution.
AI Summary
Popular has shifted from a niche Puerto Rico retail story to a higher-return regional franchise where near-term upside is driven primarily by sustained NII expansion and tactical buybacks rather than organic asset-turnover growth, so investors should prioritize monitoring NIM trajectory and buyback pacing as the primary earnings levers. Key risk: Puerto Rico deposit concentration and episodic large commercial losses could quickly force reduced buybacks or higher provisionsâso require stable ACL/NPL coverage and cash levels before increasing exposure.
Description
Popular, Inc. is a regional banking group that offers deposit accounts, consumer and commercial lending, mortgage products and lease financing across Puerto Rico, the U.S. mainland and the British Virgin Islands. The company also provides capital markets and advisory services, auto and equipment financing, broker-dealer and insurance services, debit card programs and online banking. As of December 31, 2021, it operated 169 branches and over 700 ATMs across its markets; it was founded in 1893 and is headquartered in Hato Rey, Puerto Rico.
Idea History
| Date | Close | Ticker | Company | Summary | Status | P/L |
|---|---|---|---|---|---|---|
| Sep 2 | Sep 9 | BPOP | Popular, Inc. | Popular, Inc. benefits from strong Q2 earnings growth, expanded share repurchases, attractive dividend yield, robust technical momentum with an 11% rise over 21 days, and solid capital ratios, positioning it as a compelling short-term growth opportunity. | Closed | -0.9% |