H&R Block, Inc. (HRB) - Stock Analysis

Last updated: Sep 13, 2026

Research Idea

Research content for general circulation. Not individualized advice. Methodology & Disclosures

Beat-and-raise tax-season execution supports near-term momentum: Q3 revenue rose 5.3%, adjusted EPS rose 11.9%, and HRB added a $100M buyback authorization. The stock rose about 17% over 21 trading days and broke above the prior 41-42 resistance area.

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Idea window: 7/28/2026 – 8/4/2026Sector: Consumer Cyclical

AI Analyst Overview

Last Price
$45.74
Market Cap
$5.80B
1D Return
+1.37%
YTD Return
+8.52%

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Valuation Metrics

P/E
7.9
P/B
49.4
P/S
1.5
EV/EBITDA
6.9
Div Yield
3.76%

Fundamental Analysis

7.0

Key Financial Insights: • Strong Cash Conversion • Attractive Multiples • Elevated Leverage HRB offers strong profitability, cash flow, and attractive valuation, but its high leverage and thin equity base warrant caution.

CashStrong
LeverageRisk

Price Behavior

5.0

Key Price Behavior Insights: • Sustained downtrend • Oversold momentum • Reclaim $49 Support Level: $44.88–$45.12 Resistance Level: $49.00–$50.50 HRB remains in a strong short-term downtrend after falling about 15% last month, with oversold conditions supporting a possible bounce only if it reclaims $49 and holds above $44.88–$45.12 support.

Bearish
Oversold

Sentiment & News

6.0

Key News Insights: • Earnings Beat • Margin Expansion • Share Volatility H&R Block's earnings beat, margin gains, AI-enabled growth, and shareholder returns support a positive outlook despite recent share volatility.

HRB
Earnings
AI

AI Summary

6.0
Neutral

HRB is re-rating from an AI-disruption casualty to a cash-compounding assisted-tax franchise, making the low valuation attractive if AI-driven preparer productivity and complex-return retention sustain cash flow; investors should prioritize evidence that labor costs and franchise weakness do not erode client economics or force a retreat from buybacks.

CashFlow
LaborRisk
AIExecution
AI summary updated 1 days ago

Description

H&R Block conducts assisted and do-it-yourself income tax preparation for individual and small-business clients across the United States, Canada and Australia through company-owned and franchised retail offices as well as online channels. The firm also offers a suite of refund delivery, prepaid card, short-term credit and tax identity protection and restoration services, and operates small-business financial solutions; it was founded in 1955 and is headquartered in Kansas City, Missouri.

Idea History

DateCloseTickerCompanySummaryStatusP/L
Jul 28Aug 4HRBH&R Block, Inc.
Beat-and-raise tax-season execution supports near-term momentum: Q3 revenue rose 5.3%, adjusted EPS rose 11.9%, and HRB added a $100M buyback authorization. The stock rose about 17% over 21 trading days and broke above the prior 41-42 resistance area.
Closed+2.5%
Jul 20Jul 27HRBH&R Block, Inc.
Improving fundamentals and strong technicals: Q3 revenue rose 5.3%, adjusted EPS rose 11.9%, and management raised FY2026 guidance. HRB is up about 22% over 21 trading days, supported by repurchases, dividend, and positive tax-season execution.
Closed+1.5%
Jul 13Jul 20HRBH&R Block, Inc.
Constructive earnings and capital-return setup: Q3 revenue grew 5.3%, adjusted EPS rose 11.9%, EBITDA grew 6%, FY2026 guidance was raised, a $100M buyback was approved, and the stock is up 16.8% over 21 trading days.
Closed+2.1%
Jun 9Jun 16HRBH&R Block, Inc.
Defensive near-term candidate with positive earnings evidence: fiscal Q3 results beat expectations, revenue rose 5.3%, FY2026 guidance was raised, assisted-channel share gains and AI adoption were highlighted, and capital returns are supported by dividends and planned buybacks.
Closed-5.3%
May 19May 26HRBH&R Block, Inc.
Constructive lower-volatility momentum idea after Q3 fiscal 2026 revenue rose 5.3%, earnings beat expectations, full-year guidance was raised, assisted-channel share improved for a third straight year, and the stock rose about 20% over 21 trading days.
Closed+0.1%
Research content for educational purposes only. Not investment advice. All decisions are your responsibility.