Paysign, Inc. (PAYS) - Stock Analysis

Last updated: Sep 5, 2026

Research Idea

Research content for general circulation. Not individualized advice. Methodology & Disclosures

Q2 2026 revenue rose 48% to a record $28.3 million, with record net income and adjusted EBITDA plus raised full-year guidance; shares gained 44.6% through August 26, supporting near-term continuation potential.

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Idea window: 8/26/2026 – 9/2/2026Sector: Industrials

AI Analyst Overview

Last Price
$13.45
Market Cap
$751.93M
1D Return
+3.78%
YTD Return
+161.17%

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Valuation Metrics

P/E
47.2
P/B
12.5
P/S
7.5
EV/EBITDA
27.8
Div Yield
—

Fundamental Analysis

5.0

Key Financial Insights: • Margin Expansion • Weak Cash Flow • High Liabilities PAYS' margin gains and cash balance are encouraging, but negative free cash flow, heavy operating liabilities, and elevated valuation warrant caution.

MarginStrength
CashFlowRisk

Price Behavior

6.0

Key Price Behavior Insights: • Upward short-term trend • Breakout resistance • Critical support Support Level: $12.40–$12.50 Resistance Level: $13.65–$14.14 PAYS is trending constructively over the last month, but a sustained break above $13.65–$14.14 is needed for further upside while $12.40–$12.50 remains key support.

Bullish
Volatile

Sentiment & News

7.0

Key News Insights: • Record Q2 Results • Revenue Target Raised • Institutional Buying Paysign's record Q2 results, $117M revenue target, analyst upgrade, and growing institutional ownership reinforce a positive growth outlook.

Paysign
GrowthStock
AI

AI Summary

6.0
Neutral

PAYS has evolved into a healthcare-fintech growth story with compelling operating leverage from rapidly expanding patient-affordability programs, but at ~44x earnings investors should only buy or hold if program growth converts into sustained cash flow and supports further estimate upside.

HealthcareGrowth
ValuationRisk
CashConversion
AI summary updated 1 days ago

Description

Paysign, Inc. provides prepaid card programs, patient affordability services, digital banking tools, and payment processing services for businesses, consumers, and government entities. Its offerings support use cases such as rewards, rebates, incentive payments, healthcare reimbursement, and pharmaceutical assistance, along with cardholder support and digital account access. The company was founded in 2001 and is based in Henderson, Nevada.

Idea History

DateCloseTickerCompanySummaryStatusP/L
Aug 26Sep 2PAYSPaysign, Inc.
Q2 2026 revenue rose 48% to a record $28.3 million, with record net income and adjusted EBITDA plus raised full-year guidance; shares gained 44.6% through August 26, supporting near-term continuation potential.
Closed-5.3%
Research content for educational purposes only. Not investment advice. All decisions are your responsibility.