QCR Holdings, Inc. (QCRH) - Stock Analysis

Last updated: Sep 19, 2026

Research Idea

Research content for general circulation. Not individualized advice. Methodology & Disclosures

Q2 2026 earnings on 2026-07-22 were strong: EPS of $2.19 beat $1.90 consensus and rose 28% YoY. Credit quality improved, criticized loans fell to the lowest level since late 2019, buybacks continued, tangible book value rose, and the stock broke above the 100 area.

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Idea window: 7/29/2026 – 8/5/2026Sector: Financial Services

AI Analyst Overview

Last Price
$102.76
Market Cap
$1.68B
1D Return
-0.33%
YTD Return
+23.84%

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Valuation Metrics

P/E
12.0
P/B
1.5
P/S
2.8
EV/EBITDA
16.8
Div Yield
0.40%

Fundamental Analysis

6.0

Key Financial Insights: • Strong Margins • High Leverage • Rising Book Value QCRH offers strong profitability and improving book value at a moderate valuation, but high leverage and limited dividend income warrant cautious positioning.

Profitability
LeverageRisk

Price Behavior

5.0

Key Price Behavior Insights: • Weakening Momentum • Key Support • Firm Resistance Support Level: $99.00–$99.50 Resistance Level: $102.69–$102.83 QCRH is cautiously bearish over the last month, with support at $99.00–$99.50 but downside risk increasing unless it reclaims $102.80.

Cautious
Technical

Sentiment & News

6.0

Key News Insights: • Dividend increase • Peer comparison • Shareholder returns QCR Holdings boosted its quarterly dividend to $0.15 per share, reinforcing shareholder-return momentum amid comparative investor scrutiny.

DividendGrowth
QCRH
AI

AI Summary

6.0
Neutral

QCRH is a reasonably valued book-value compounder—not an income play—whose strong EPS and credit performance warrant ownership only if loan, wealth, and LIHTC growth translate into durable revenue; monitor revenue recovery and deposit funding closely, as transaction-driven LIHTC gains and margin strength may prove temporary.

Compounding
RevenueQuality
RegionalBanks
AI summary updated 38 days ago

Description

QCR Holdings, Inc. is a multi-bank holding company that provides commercial and consumer banking alongside trust and asset management services. Its offerings include a range of deposit accounts, commercial and retail lending and leasing solutions, and investment services for corporate, government and individual clients. Founded in 1993 and headquartered in Moline, Illinois, the company operates community banks serving markets including the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny and Springfield.

Idea History

DateCloseTickerCompanySummaryStatusP/L
Jul 29Aug 5QCRHQCR Holdings, Inc.
Q2 2026 earnings on 2026-07-22 were strong: EPS of $2.19 beat $1.90 consensus and rose 28% YoY. Credit quality improved, criticized loans fell to the lowest level since late 2019, buybacks continued, tangible book value rose, and the stock broke above the 100 area.
Closed+2.3%
Research content for educational purposes only. Not investment advice. All decisions are your responsibility.