QCR Holdings, Inc. (QCRH) - Stock Analysis

Last updated: Sep 6, 2026

Research Idea

Research content for general circulation. Not individualized advice. Methodology & Disclosures

Q2 2026 earnings on 2026-07-22 were strong: EPS of $2.19 beat $1.90 consensus and rose 28% YoY. Credit quality improved, criticized loans fell to the lowest level since late 2019, buybacks continued, tangible book value rose, and the stock broke above the 100 area.

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Idea window: 7/29/2026 – 8/5/2026Sector: Financial Services

AI Analyst Overview

Last Price
$102.57
Market Cap
$1.69B
1D Return
+0.63%
YTD Return
+23.43%

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Valuation Metrics

P/E
12.1
P/B
1.5
P/S
2.7
EV/EBITDA
12.7
Div Yield
0.31%

Fundamental Analysis

6.0

Key Financial Insights: • Strong Margins • High Leverage • Low Liquidity QCRH offers strong profitability and cash generation, but elevated leverage, weak liquidity, and a moderately richer valuation warrant caution.

Profitability
Leverage

Price Behavior

5.0

Key Price Behavior Insights: • Recent support bounce • Key resistance overhead • Mildly weak momentum Support Level: $99.00–$100.00 Resistance Level: $103.90–$104.85 QCRH is stabilizing after a pullback, with support at $99–$100 and a bullish breakout requiring a reclaim of $104–$105.

Stabilizing
NeutralMomentum

Sentiment & News

6.0

Key News Insights: • 52-week high • Dividend increase • Sustainability concerns QCRH's 52-week-high momentum and increased $0.15 dividend are constructive for shareholders, though investors should monitor whether the rally is fundamentally sustainable.

QCRH
DividendGrowth
AI

AI Summary

6.0
Neutral

QCRH's strong profitability, buybacks, and tangible-book accretion support owning the shares only if investors believe LIHTC/loan-offtake income and 10%–15% loan growth can persist without margin pressure; with limited upside to analyst targets, monitor revenue conversion, deposit costs, and the $99–$100 support level for confirmation.

EarningsGrowth
ExecutionRisk
RegionalBanks
AI summary updated 5 days ago

Description

QCR Holdings, Inc. is a multi-bank holding company that provides commercial and consumer banking alongside trust and asset management services. Its offerings include a range of deposit accounts, commercial and retail lending and leasing solutions, and investment services for corporate, government and individual clients. Founded in 1993 and headquartered in Moline, Illinois, the company operates community banks serving markets including the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny and Springfield.

Idea History

DateCloseTickerCompanySummaryStatusP/L
Jul 29Aug 5QCRHQCR Holdings, Inc.
Q2 2026 earnings on 2026-07-22 were strong: EPS of $2.19 beat $1.90 consensus and rose 28% YoY. Credit quality improved, criticized loans fell to the lowest level since late 2019, buybacks continued, tangible book value rose, and the stock broke above the 100 area.
Closed+2.3%
Research content for educational purposes only. Not investment advice. All decisions are your responsibility.