QCR Holdings, Inc. (QCRH) - Stock Analysis

Last updated: Sep 12, 2026

Research Idea

Research content for general circulation. Not individualized advice. Methodology & Disclosures

Q2 2026 earnings on 2026-07-22 were strong: EPS of $2.19 beat $1.90 consensus and rose 28% YoY. Credit quality improved, criticized loans fell to the lowest level since late 2019, buybacks continued, tangible book value rose, and the stock broke above the 100 area.

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Idea window: 7/29/2026 – 8/5/2026Sector: Financial Services

AI Analyst Overview

Last Price
$102.57
Market Cap
$1.69B
1D Return
+0.63%
YTD Return
+23.43%

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Valuation Metrics

P/E
12.1
P/B
1.5
P/S
2.7
EV/EBITDA
12.7
Div Yield
0.31%

Fundamental Analysis

6.0

Key Financial Insights: • Margin Expansion • Strong Cash Flow • Elevated Leverage QCRH offers improving profitability, strong cash generation, and reasonable valuation, but investors should monitor high leverage and balance-sheet risks.

ImprovingMargins
HighLeverage

Price Behavior

6.0

Key Price Behavior Insights: • Support defended • Resistance nearby • Momentum improving Support Level: $99.00–$100.00 Resistance Level: $102.70–$102.85 QCRH's rebound above $101.99 is cautiously bullish, but a breakout above $102.70–$102.85 is needed to target $104–$106.60, while a drop below $101.30 risks retesting $99–$100.

CautiouslyBullish
WatchResistance

Sentiment & News

6.0

Key News Insights: • Share Price Momentum • Dividend Increase • Valuation Comparison QCRH's momentum and dividend increase signal positive shareholder appeal, though valuation comparisons warrant monitoring.

QCRH
DividendGrowth
AI

AI Summary

6.0
Neutral

QCRH has evolved from a discounted regional-bank recovery into a quality franchise priced near 1.5x book, making sustained earnings growth—not further multiple expansion—the key return driver; investors should hold or add only if core loan/NII growth and capital-markets income remain durable without higher funding costs.

EarningsStrength
RevenueDurability
RegionalBanks
AI summary updated today

Description

QCR Holdings, Inc. is a multi-bank holding company that provides commercial and consumer banking alongside trust and asset management services. Its offerings include a range of deposit accounts, commercial and retail lending and leasing solutions, and investment services for corporate, government and individual clients. Founded in 1993 and headquartered in Moline, Illinois, the company operates community banks serving markets including the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny and Springfield.

Idea History

DateCloseTickerCompanySummaryStatusP/L
Jul 29Aug 5QCRHQCR Holdings, Inc.
Q2 2026 earnings on 2026-07-22 were strong: EPS of $2.19 beat $1.90 consensus and rose 28% YoY. Credit quality improved, criticized loans fell to the lowest level since late 2019, buybacks continued, tangible book value rose, and the stock broke above the 100 area.
Closed+2.3%
Research content for educational purposes only. Not investment advice. All decisions are your responsibility.