TriCo Bancshares (TCBK) - Stock Analysis

Last updated: Jul 11, 2026

Research Idea

Research content for general circulation. Not individualized advice. Methodology & Disclosures

Near-term M&A/event catalyst with strong technicals: shares are up about 14.7% over 21 trading days and roughly 12% above the 21-day average, driven by the 2026-07-13 proposed sale to First Hawaiian and a supportive bank-sector backdrop.

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Idea window: 7/13/2026 – 7/20/2026Sector: Financial Services

AI Analyst Overview

Last Price
$58.81
Market Cap
$1.61B
1D Return
-2.10%
YTD Return
+25.99%

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Valuation Metrics

P/E
12.5
P/B
1.2
P/S
3.0
EV/EBITDA
8.8
Div Yield
2.81%

Fundamental Analysis

6.0

Key Financial Insights: • Solid Profitability • Healthy Liquidity • High Leverage TCBK looks like a steady, moderately valued bank with solid profitability, adequate liquidity and dividends, but low asset efficiency and heavy leverage keep upside limited.

Stable
LeverageRisk

Price Behavior

6.0

Key Price Behavior Insights: • Higher lows • Cooling momentum • Range resistance Support Level: $53.2-$53.3; major support at $51.4-$50.9 Resistance Level: $54.9-$55.0 Over the last month, TCBK trended modestly higher and remains constructive, but momentum has cooled after the early-July peak, leaving it range-bound above $53.2 support and below $55 resistance.

uptrend
rangebound

Sentiment & News

6.0

Key News Insights: • Dividend appeal • Community outreach • Refund support TriCo Bancshares is drawing attention for its income-oriented dividend appeal while also showcasing strong community impact through its tax-assistance program.

DividendPlay
CommunitySupport
AI

AI Summary

6.0
Neutral

TCBK looks more like a capital-safe, dividend-supported durability play than a re-rating story: strong liquidity and capital keep downside contained, but modest ROA/ROE and already-stable valuation mean meaningful upside likely requires clearer margin expansion and earnings acceleration.

Resilience
MarginPressure
Valuation
AI summary updated 3 days ago

Description

TriCo Bancshares is the bank holding company for Tri Counties Bank, offering commercial banking and deposit services to individual and corporate customers, including checking, savings and time accounts. Its lending activities encompass consumer, commercial, agricultural and real estate financing, and it also provides treasury management, investment/broker-dealer services and other customary banking products. The company operates a network of 61 branches, seven in-store branches and seven loan production offices across 31 California counties; it was founded in 1975 and is based in Chico, California.

Idea History

DateCloseTickerCompanySummaryStatusP/L
Jul 13Jul 20TCBKTriCo Bancshares
Near-term M&A/event catalyst with strong technicals: shares are up about 14.7% over 21 trading days and roughly 12% above the 21-day average, driven by the 2026-07-13 proposed sale to First Hawaiian and a supportive bank-sector backdrop.
Active-2.1%
Research content for educational purposes only. Not investment advice. All decisions are your responsibility.