Lemonade, Inc. (LMND) - Stock Analysis

Last updated: Jul 26, 2026

Research Idea

Research content for general circulation. Not individualized advice. Methodology & Disclosures

Lemonade (LMND) demonstrates strong operational turnaround with 42% revenue growth and improved underwriting, positive adjusted free cash flow, and a 56% stock rally in 21 days. The golden cross and breakout above moving averages support substantial short-term upside amid some overbought risk.

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Idea window: 11/10/2025 – 11/17/2025Sector: Financial Services

AI Analyst Overview

Last Price
$62.11
Market Cap
$4.23B
1D Return
+0.19%
YTD Return
-12.74%

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Valuation Metrics

P/E
-30.2
P/B
8.1
P/S
5.2
EV/EBITDA
-36.5
Div Yield
—

Price Behavior

4.0

Key Price Behavior Insights: • Momentum loss • Lower highs • Key support Support Level: $56-$58 Resistance Level: $67-$71 LMND's last month surge to $78.70 quickly reversed into lower highs and lower lows, leaving $56-$58 as key support and $67-$71 as the first recovery resistance.

breakdown
support

Sentiment & News

7.0

Key News Insights: • Margin expansion • Reinsurance efficiency • Valuation premium Lemonade is showing faster growth, better margins, and stronger underwriting after its reinsurance reset, but the stock's sharp rally makes valuation the main near-term risk ahead of Q2 results.

LMND
Growth
AI

AI Summary

5.0
Neutral

LMND is shifting from a pure growth insurtech narrative to a potential unit-economics improvement story after reducing reinsurance cession to ~18% while strengthening catastrophe protection, but the current valuation looks ahead of the evidence until these underwriting gains hold through a full claims cycle and translate into sustained profitability.

UnitEconomics
ExecutionRisk
Insurtech
AI summary updated 2 days ago

Description

Lemonade, Inc. is a New York–headquartered insurer operating in the United States and Europe that offers a range of personal and property insurance products, including renters, homeowners, auto, pet and life coverage along with liability and landlord policies. The company also distributes policies on behalf of other insurers. Incorporated in 2015, it was formerly known as Lemonade Group, Inc.

Idea History

DateCloseTickerCompanySummaryStatusP/L
Nov 10Nov 17LMNDLemonade, Inc.
Lemonade (LMND) demonstrates strong operational turnaround with 42% revenue growth and improved underwriting, positive adjusted free cash flow, and a 56% stock rally in 21 days. The golden cross and breakout above moving averages support substantial short-term upside amid some overbought risk.
Closed-15.0%
Research content for educational purposes only. Not investment advice. All decisions are your responsibility.