Toast, Inc. (TOST) - Stock Analysis

Last updated: Jul 11, 2026

Research Idea

Research content for general circulation. Not individualized advice. Methodology & Disclosures

Strong short-term momentum setup: stock rose about 21% over 21 trading days and made new highs into 2026-07-14. Support comes from S&P MidCap 400 addition, Toast IQ Grow product momentum, revenue growth, strong cash flow, and raised guidance.

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Idea window: 7/14/2026 – 7/21/2026Sector: Technology

AI Analyst Overview

Last Price
$30.00
Market Cap
$14.02B
1D Return
+0.13%
YTD Return
-15.52%

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Valuation Metrics

P/E
34.5
P/B
7.1
P/S
2.2
EV/EBITDA
31.9
Div Yield
—

Fundamental Analysis

8.0

Key Financial Insights: • Margin Expansion • Strong Liquidity • Rich Valuation Toast delivered strong revenue growth, solid margins, excellent liquidity and cash flow, and high returns on capital, but the stock remains expensive with meaningful SBC and negative retained earnings.

profitable
overvalued

Price Behavior

7.0

Key Price Behavior Insights: • Higher lows • Strong breakout • Stretch risk Support Level: $28.50-$28.90 Resistance Level: $29.61 Over the last month, TOST has built a strong short-term uptrend from the low-$24s to $29.32, with higher lows and only a modest pullback from $29.61, keeping the bullish trend intact unless it loses the upper-$28s.

bullish
uptrend

Sentiment & News

7.0

Key News Insights: • Profitability Upside • AI Expansion • Macro Headwinds Toast is still posting strong growth, improving profitability, and AI-driven product momentum, but the stock remains vulnerable to macro and cost pressures.

growth
volatility
AI

AI Summary

8.0
Positive

Toast's investment case is shifting from a high-growth restaurant software story to a cash-generative compounder, with mid-20s revenue growth, margin expansion, and a fortress balance sheet, but the premium valuation means upside now depends on sustained execution and proving that new platform layers can monetize fast enough to avoid multiple compression.

Compounding
ValuationRisk
Execution
AI summary updated 3 days ago

Description

Toast, Inc. provides a cloud-based technology platform for restaurants in the United States and Ireland, combining point-of-sale hardware, handheld and kiosk devices, and kitchen display systems with order-and-pay, online ordering, and delivery management capabilities. The company also offers back-office services including payroll and team management, payment processing, financing and loans, loyalty and gift card programs, insurance products, and reporting and analytics, plus an ecosystem of partner integrations via APIs. Founded in 2011, Toast is headquartered in Boston, Massachusetts.

Idea History

DateCloseTickerCompanySummaryStatusP/L
Jul 14Jul 21TOSTToast, Inc.
Strong short-term momentum setup: stock rose about 21% over 21 trading days and made new highs into 2026-07-14. Support comes from S&P MidCap 400 addition, Toast IQ Grow product momentum, revenue growth, strong cash flow, and raised guidance.
Active+0.0%
Research content for educational purposes only. Not investment advice. All decisions are your responsibility.